Roxanne 
Real Housewives of Atlanta cast member Kelli Ferrell is facing serious legal challenges, including a lawsuit over an alleged five-figure credit card debt, and a separate legal dispute tied to her restaurant business.
According to court documents filed on May 5 and obtained by Us Weekly, Navy Federal Credit Union filed a complaint against Ferrell, claiming she owes a total of $26,434.86. The credit union stated they have made multiple demands for payment but allege that Ferrell “has failed, neglected and refused to make payment upon the account.” The lawsuit is seeking the full balance plus attorney’s fees.
Ferrell’s team is pushing back, stating she hasn’t even been served. Her rep told Us Weekly, “Kelli has not been served with any paperwork from Navy Federal Credit Union, which is an account that was shared with her now ex-husband [Chuvalo Mark Ferrell]. Due to her ex-husband currently being in the middle of bankruptcy proceedings, we cannot comment on this matter.”
Chuvalo, however, refutes any current connection to the account. His spokesperson responded with a firm statement: “[Chuvalo] was removed from all joint and business accounts — including those with Navy Federal Credit Union and Truist Bank — during the divorce proceedings in 2022. He has no knowledge of any loans or transactions initiated by [Kelli] after his removal from those accounts.”
The rep added, “The current legal dispute between Navy Federal Credit Union and Ms. Kelli A. Ferrell is strictly between those two parties. [Chuvalo] is not named in the lawsuit and has had no involvement in the matter.”
They ended with a pointed remark about the continued association of Chuvalo’s name with Ferrell’s legal troubles: “We find it deeply troubling that [Chuvalo’s] name continues to be invoked in matters to which he has no connection. This pattern of blame-shifting — three years post-separation and divorce — appears designed to divert public scrutiny from Ms. Ferrell’s financial difficulties.”
This isn’t the only legal battle Ferrell is facing. Back in April, she was hit with another lawsuit—this time by the landlord of her restaurant, Nana’s Chicken-N-Waffles in Sandy Springs, Georgia. According to the complaint, Ferrell signed a lease in January 2024 for a commercial space, but allegedly breached the agreement by failing to pay rent and obtain the necessary permits to operate.
The lawsuit claims that Ferrell was notified of her default several times between August 2024 and March 2025. The landlord is seeking $101,000 in unpaid rent and fees, plus another $13,000 in future rent and legal expenses.
Ferrell’s rep said the financial strain from her divorce has played a significant role in these issues. “This divorce is extremely contentious and has caused issues,” they explained, adding that she also had to pay $160,000 to her divorce attorney. “Kelli has been a successful entrepreneur for over eight years, but this divorce… left her in a ‘small financial stomp’ with opening the new location.”
Despite the challenges, Ferrell appears to be turning a corner. Her rep told Us Weekly that the rent lawsuit has been resolved. “That has been settled and Nana’s Chicken & Waffles in Sandy Springs is slated to open next month,” they confirmed.
